if i claim full retirement for social security at 66, what happens to my wifes social security

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Social Security: What Happens If I Die Before Collecting

Social Security is a trust fund that is paid by those who work and funded for those who are currently retiring, not a retirement account or investment account that one owns and tin can therefore be passed down every bit property which ane can ain.

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This means if a person dies before they fifty-fifty outset collecting the benefits, their family cannot retroactively collect their contributions that they made into the system for so long. That coin has already been used to pay for the retirement of others.

There are, however, survivor benefits that are extended to certain members of a worker's family that those family members tin can claim even if that person passed away before claiming Social Security. This tin can exist a widow or widower, quondam spouse, dependent parents and children before certain ages and/or the disabled.

According to the Social Security Assistants, if you are working and paying into Social Security, some of those taxes you pay are already for survivors benefits. The survivor do good tin can be up to 100% of what the deceased would have been entitled to receive from Social Security if they lived long enough to claim benefits at full retirement age. Full retirement historic period is currently 66 and 2 months and will gradually accomplish 67.

The SSA states that widows and widowers can receive reduced benefits as early as age 60 or full benefits at total retirement age based on their spouse's earning record. The SSA estimates that there are well-nigh four million widows and widowers receiving monthly Social Security benefits based on their deceased spouse'south earnings record. For many of those survivors, they say, those benefits help to provide the necessities of life.

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If widows or widowers authorize for retirement benefits on their own record, they tin switch to their own retirement do good as early every bit age 62.For full information on how Social Security can help when a loved one dies, run across their publication hither.

This commodity originally appeared on GOBankingRates.com: Social Security: What Happens If I Die Before Collecting

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Source: https://finance.yahoo.com/news/social-security-happens-die-collecting-123012221.html

if i claim full retirement for social security at 66, what happens to my wifes social security

S&P 500

Dow thirty

Nasdaq

Russell 2000

Crude Oil

Gold

Argent

EUR/USD

10-Twelvemonth Bond

GBP/USD

USD/JPY

BTC-USD

CMC Crypto 200

FTSE 100

Nikkei 225

Why Plug Power Stock Popped x% on Monday

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Why Fisker Shares Popped Today

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Why Energy Transfer Stock Rose in March

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Funfair Corp. stock gains almost three% later cruise operator has busiest booking week ever

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Why Upstart Holdings Plummeted 31% in March

Why Palantir Stock Jumped xv.9% in March

Beyond Stock Splits: 3 Peak Growth Stocks to Buy At present

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